Top moneysaving tips on bike insurance

When we buy insurance we protect ourselves from potential risks. It is precisely the potential risks that set the price of a policy. If the policy holder is classed as high risk then the insurance premium will be high. This goes with full power when we talk about bike insurance. Even though the bikers are only forming one percent of the whole road traffic, they are considered risky to insure as they...

Are you paying too high house insurance premiums? Get to know that here

House insurance is a must these days. Our home is our biggest asset, our dream destination, our comfort zone, our safety armor. We must secure it by all means. Don’t we keep dogs to guard our homes at night and security guards to prevent thefts? We even install alarms and cameras to keep burglars away. We pay premiums to cover for any natural disaster or fire. However, we need to ensure that we should...

Why health insurance is important for your life?

health insurance
It is important for people to have health insurance because coverage can improve their health and lives since they are able to get timely medical care. Health insurance removes barriers that prevent certain people from accessing specific medical care procedures. According to estimates, 18,000 additional deaths among every year are associated with the lack of insurance. More & Timely Medical Care Privately...

Gear Up Yourself To Face Earthquakes With a Financial Plan

Earthquakes
According to the United States Geological Survey (USGS),  about 1194 significant earthquakes measuring 5.0 or more have been recorded in the year 2013. The name of earthquake itself reminds of horrendous images of loss and pain and instill fear. Unfortunately US is among the top 10 most earthquake witnessing countries. Have you ever wondered how safe are we being on one of the most seismically sensitive...

Secure yourself and be safe with Income Protection Insurance

Income Protection Insurance
Income protection insurance, as the name suggests is a cover that helps the beneficiary to prepare for uncertainties of life beforehand. Many times, protection insurance plans are such that these are helpful in cases like accidents or unemployment. For instance, if for any reason, the only earner of the family gets stuck with any tragedy and doesn’t work for some time, the income protection supports...

In What Ways Can You Lower Your Insurance Prices?

Insurance policies are priced in many different ways because each insurer has their own criteria. However, there are standard market rates. You can look for insurance products on the Internet, or you can visit insurance agents to see what is available. In other words, insurance prices for any insurance product will vary depending on how you buy. Since the direct business and agency business make independent...

3 Ways to prevent insurance companies from cheating you

insurance fraud
How often have we heard the cry – “My insurance agent is a fraud”? For me, it is a cry I have heard time and time again. More often than not, I have heard my friends and relatives say this sentence when they tried to claim the money due to them. I have heard and read stories where the insurance money was not released due to a minor technicality. Yet, the one thing that baffles me is that we are...

The Pros And Cons Of Term Life Insurance

Term Life Insurance
Term life insurance provides coverage at a fixed premium rate for a limited period of time. This life policy usually offers a death benefit only. In order to qualify for compensation, the policyholder must die within the specified term of the policy. If the beneficiary outlives the contract, it expires and has to be renewed. A term life insurance can be terminated as well if the policyholder defaults...

What Are The Different Types Of Insurance?

Different Types Of Insurance
When it comes to living life in a brand new country and culture, things can be a little bit tricky at first. According to Telegraph journalist Elizabeth Roberts, there are now more than 50,000 British expats living in Thailand. There are a further 30,000 British expats currently living in Hong Kong. It seems like we’re drawn to Asia in our droves, in search of a better life. What is it that all...

Insurance For Small Businesses-Is It Necessary?

Insurance For Small Businesses
Are you an entrepreneur running a small business? If so, then you need to purchase an insurance policy cover for your business. There is no need to be like any other entrepreneur who overlooks the need for an insurance cover since they tend to paint it as a ripe off and also as an impediment towards the realization of their business success. The reason is that there are always unprecedented risks in...
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