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Selling a Property – Matters to Consider

Howayda Alame
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Selling a Property – Matters to Consider

These are a few factors worth considering when it comes to sell a property in Dubai or any other place for that matter.

The process of selling a property is far more hectic than buying one, especially when there’s no agent involved. You have to renovate the property, do marketing, negotiate the terms with buyers, preparing documents, finalizing the deal and much more. In order to have a successful start, the first thing to mull over is the time estimated time when you want to move into your new house. When in UAE, you’ll find some of the major rental property Dubai which is a real bargain.

The Initial Planning

While planning to move into a new house, a person is more interested in improving the layout of that particular place, however, you should focus more on modifying the current one. It’s vital that you carry out some necessary repairs and renovation prior to selling a piece of land or even a furnished house. The more well looked your home, chances are that it’ll sell at a higher price.

Starting Up – How to Begin

The renovation and maintenance should start from tasks that can be done quicker and easier. This includes mending broken or loosened door handles, replacing sink taps, repairing loose fence, filling those tiny cracks on the wall and floor, painting a small portion of the house and much more.

The Price by Design

When listing a Dubai property for sale, make sure that the price demand is exactly as per design and outlook. No one would be willing to pay a heavy amount for a single room apartment or home, having a dim and strange design. Therefore, plan out your expected range as per the renovations done, the area, other facilities like 24/7 availability of water, electricity, gas, medical complex, transportation and many others.

Interior & Exterior Appearance

What’s worth a home to sell having peculiar design and such paint that gives it a weary look or how about a lighting system casting a strange illumination? These are some smaller factors that have a big effect when it comes to selling a property. Make sure that the interior problems get resolved before working on outer appearance.

Coming forward to the exterior outlook, it should give a clear, bright color without any chipped paint and having a perfect lighting to display at night. Bathroom and kitchen should be spotless, having no sign of any wear and tear as most buyers usually visit these corners of the house first.

The Hunt for an Agent

After fixing all the major defects, it’s time you should look for an estate agent who’ll find a better party for you rather than going solo. Visit different agents in your area and register with the one offering a better service as compared to others at a nominal price. Ask each agent how much commission should be charged for the service so as to extract the amount from the sell in advance.

Marketing

Putting up billboards can be quite expensive, so why not opt for something more effective, yet budget friendly and time saving! With internet at your disposal, there’s no better way to use it as an ultimate marketing tool. Post an ad over several websites for free or at a very convenient cost. Use social media channels for a larger audience, attracting a pool of interested buyers.

Featured image flickr.com/photos/44125953@N03/4095242160/

Why health insurance is important for your life?

Muzahed I.
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Why health insurance is important for your life?

It is important for people to have health insurance because coverage can improve their health and lives since they are able to get timely medical care. Health insurance removes barriers that prevent certain people from accessing specific medical care procedures. According to estimates, 18,000 additional deaths among every year are associated with the lack of insurance.

More & Timely Medical Care
Privately insured people get twice as much medical care as those who are uninsured, and they even receive free care from providers as well. This discrepancy is still applicable even when health insurance providers adjust coverage based on age, health status, income, and other factors. Insured people get more preventative and screening services on a timely basis. Insured pregnant women get to use more prenatal services. When it comes to chronic conditions, there are no shortfalls for uninsured people.

Outstanding Health Outcomes
The “bottom line” for insured people is that they are healthier and more apt to live longer than their uninsured counterparts. Moreover, having health insurance is synonymous with better health-related outcomes. Even people with specific chronic conditions who are insured may have a 25% lower death risk. On the other hand, the lack of health insurance is the cause of poorer health outcomes. Insured people are more likely to undergo treatment until they have fully recovered.
No Fiscal Burden
People who have availed health insurance coverage get to take advantage of the discounted medical prices that private health plans and public programs often offer. For instance, insured people were not billed full hospital charges like uninsured people. Inured families do not have to face medical bill problems that often contribute to bankruptcies among uninsured families. Even as the costs of medical care continue to rapidly grow, insured people will not have to worry about affordability problems.
Expanding Coverage Is Cost Effective
Insured people are also able to expand coverage, which can help them control communicable diseases, lengthen their lives, raise their productivity, and reduce their chances of disability. Apart from the uncompensated care that they receive from medical providers, people who are newly insured also receive even more services. In comparison to the benefits achieved and the value of longevity, even the initial spending can turn out to be cost-effective in the long-term.
There are 2 other ways in which health insurance coverage protects people from high medical costs:

  • When insured people get ill, they may have to pay a certain total amount from their pocket, which is known as the “out-of-pocket maximum.” For instance, if the out-of-pocket maximum of a plan is $5,000, once that amount has been paid in coinsurance, co-payments, and deductibles, any other covered care over that amount is paid by the plan for the rest of the year.
  •  Health insurance plans that are available today do not put dollar limits on the amount they spend every year or over an insured person’s lifetime for the coverage of essential health benefits. So, once the out-of-pocket maximum has been reached, all of the covered medical care has to be paid by the insurance company without any limit.

Therefore, the bottom line is that people who do not have health coverage are exposed to setbacks such as the ones above. Ehic card  which helps you in getting  medical benefits sometimes free.

Key Aspects and Features of a Storage Facility Units

Muzahed I.
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Key Aspects and Features of a Storage Facility Units

Whenever a need arises to store household items or goods for whatever reason, the best thing is to search for a storage facility located near your residential area. This will make it easier for you to visit the storage unit whenever the need arises to store any belonging.

Internet is one of the best areas to search for a trustworthy and reliable storage facility provider who have storage units in different locations in the United Arab Emirates. However, it is essential to check your selected storage facility for the key aspects mentioned below.

Key Aspects of the Storage Facility

The key aspects of the good Dubai based storage facility include security, reputation, and in-depth cleanliness. So you have to check if you have selected the storage provider who is reputable with sociable employees that are well aware of their tasks and responsibilities, have sufficient experience to know about the way to interact with customers.

Other than this, one of the most important aspects is that they should provide the highest level of safety and security to your belongings. Their storage facility should also need to have other significant security features like secured and restricted entry, twenty four seven video surveillance system, and emergency alarm system, and fireproof system, strong fences around the boundaries, reinforced entrance gate, and night guarding service on the premises.

It is also essential for the storage provider to have proper cleanliness throughout the storage warehouses in Dubai. If they don’t pay proper attention towards the hygiene of their facility then the stored goods and items might get damaged because of the insects or pests.

What Makes the Storage Facility Ideal for Customers

The infamous storage service provider will also provide moving and transportation facilities to their customers so that they can trust the task of safe packing, proper loading, prompt transportation and harmless storage of their goods or items in the storage units.

When you are selecting the storage providers located in Dubai for the storage of your goods it is also essential to keep in mind that many people have delicate and sensitive items that requires extra care when storing. Another aspect that you need to deliberate about is the climate control option, since you will be storing some delicate and sensitive items so climate controlled storage units will be the most appropriate choice. Atmosphere controlled facility is required for good and items like art works, antiques, vehicle with expensive paints, food items and other similar items.

Most of the times when people are going out of the city for several days they usually consider putting their vehicle or boat in a storage unit as it will be much safer and securer to keep it at some reputable storage facility instead of leaving it at their residence. Any ideal storage facilities have enough space to store small to large items safely.

It is suggested that you should check the storage facility for all the available features and services before handing over your belongings for storage. This will give you a peace of mind that all of your precious items are stored in a harmless and safe area.

Summary

In this article, we have discussed about the key aspects and some essential features of a units provided by storage facility that one should look for when searching for a reputable provider to store the valuable and precious items for a certain time.

7 Amazing Tactics That Can Be Used By Excavation Contractors To Increase Business

Muzahed I.
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7 Amazing Tactics That Can Be Used By Excavation Contractors To Increase Business

Do you feel as if you are about to crumble under pressure and stress? Do you no longer have time for your family? Well, this is not a psychology therapy. It is about whether the words ‘competition’ and ‘low bidding’ have completely changed the way you live your life. It is no doubt that many excavation contractors businesses’ are on the verge of bellying-up. Competition from new contractors who are starting out is taking its toll on older players in this field. Instead of going under, here are 7 smart ways to keep making profit amidst all these challenges:

1. Ask your customers to give you referrals

– great customer experience

– expertise

– request for referrals

– both old and new clients

It’s true that the newcomers are stepping in with style- ludicrously low bids. However, nothing beats the experience a customer goes away with after a job well done. You have been in the market for long and you know all the tips. Work on your project using all the expertise you can garner and remember to request your current client to give you referrals. Don’t just limit yourself to the current ones. Even previous ones can be a great resource. This way, you stay way above the competition and the low bids.

2. See your employees as a resource

– resource

– their networks

– referrals

– extra effort

Have you ever taken time to see your employees as a resource? Of course yes. They help you meet the company goals and make profits, and that’s why you keep them. A second look will do as they can help you get clients by tapping into their networks. They are able to give referrals as well. Why not request them to bring in clients, (yes they are not in the marketing team) and if they do they get a reward for the extra effort?

3. Maintain your brand’s trust

– avoid low bidding

– avoid sub-standard work

– keep your brand’s trust

It’s attractive, yes and everybody is doing it. That is precisely why ‘everybody’ will soon be out of business. The downside to low bidding is that you will lose money big time, and you will soon belly-up. On the other hand, in a bid to lower running costs, you will lower your standards, doing only shoddy work that surely leads you down the route of losing your customers’ trust. Ultimately, you will go under. Remember, you got a brand that took you quite a great deal of effort to see it to where it is today. Why waste all that investment?

4. Let your expertise shine

– don’t down your tools of trade

– don’t try even other jobs in your niche

– let your expertise shine

With all these external challenges, it’s not time to down your tools of trade and change your job description. Just because excavation contractor jobs are seemingly dwindling, don’t try out another job, even if it may look like it’s in your niche. For example, if you specialize in residential buildings, stick to them through thick and thin. Trying to work on commercial buildings will take you down the very road you are trying to avoid- failure. You lack the expertise and skills to borrow from and you are bound to do a sub-standard job. Just let your expertise shine!

5. Get relevant and useful web presence

– High quality of content on your website

– Major platforms

– Reviews of the company and its services

Do you have a website? A resounding response in the affirmative will be heard. It’s no longer about whether you have a website. The quality of the information on that site matters, and matters a great deal. Better still; ensure that your business exists in major platforms that can expose you to wider audiences, for instance, bbb.org. This way, clients will get to know of your business’s existence. On such sites, include photos of your latest projects. Also allow clients to review your company and its services. Customers usually need some basic information before settling on whom to allow working on their project. What a joy it will be if you are highly reviewed!

6. Keep your documents up-to date

– Bonding, insurance, and license

– Never let your credibility be questioned

Don’t become too obsessed with seeing your profits soar to ensure that your documents- bonding, insurance, and license, stay up-to-date. Such a basic flaw could see a great project that you had invested a lot in go down the drain as the core of your credibility comes into question. Never give your clients any reason to doubt you.

7. Have your equipment at the ready

-have equipment at the ready

-caterpillar excavator is a must have

-rent

-old equipment

-cheaper to rent

-unavailability of equipment

-rent only what is needed

To ensure that you stay in business, you must have your equipment at the ready. Have most of the equipment that you need, for instance as an excavator contractor, a caterpillar excavator is a must have. However, in the event that you cannot afford one maybe due to financial constraints, renting will be your other option. You can also rent if your equipment is really old and cannot perform as well as newer equipment or if storage space is a challenge. Renting is affordable especially if you rent over a longer period- a week or longer. The downside to renting is that the equipment may not be available when you need it, especially during the peak season in contracting. The best thing to do is have all the equipment at hand and only rent what has minimal use, maybe just one month in a year, special equipment, or smaller equipment like hand tools. You now know, there is absolutely no reason to not be ahead of the pack!

Featured image flickr.com

Young investor’s saving guide

Muzahed I.
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Young investor’s saving guide

Retirement shouldn’t mean that you stop enjoying life or make changes in you current lifestyle. But if you want to make sure that doesn’t happen with you, you need to start investing starting from your first paycheck. A good start is half job done, but how does one decide what is best when it comes to investing. There are so many options available today to choose from. You need to know which option is safest and would give returns on long term basis. So let’s start the calculation. If you are 25, and start saving today you will have approximately 40 years to invest before you retire. You might want to go for higher education, buy that dream outfit for your wedding day etc. Keep your short and long term goals in mind while charting out an investment plan. We all as youngsters want to live in the moment, be spontaneous and have it all. But remember that it wouldn’t be like that always. Some key points to remember before you take the leap:

  • Divide your salary: The best way to start saving is by dividing your salary based on your expenses and investments. Calculate you expenses for each month, it will give you an idea the percentage of your salary that you spent on your needs. If you think that you spent a phenomenal amount of money, try and cut down on your expenses.

  • Invest for growth: As a young professional, your advantage is that you have time by your side. You should invest in funds which would span and grow over a period of time. Buying a home is a good option for long term investment. It’s one of the few investments which grow substantially more than inflation. But keep some points in mind; it takes around more than 5 years to justify its purchase. In the initial stages you are investing without any value increase. So if you move around frequently, it might not be good option for you.

  • Short-term investment: Recession was a reality, which can happen more than once. Keep an expenses fund for at least six months which can help you if you find yourself in a difficult situation. Keep a part of your saving in short-tem CDs and savings account for ready cash.

  • Employer-sponsored retirement plans: If you have the option, go for it. In these plans one has employer’s contribution apart from your savings, boosting your retirement savings.

  • College-fund: If you are planning to study further, you need to look for good investments options for that. Every college has saving plan scheme known as 529 Plans. You can allocate and put money into it for your higher education.

As a young investor, even if you start by small amounts like $100/ month, it can amount to huge savings when you retire. Keep your expenses in check, don’t try and have a lifestyle like you have been earning for 20 years. If you get your basics right from the first day onwards, you are bound to yield its benefits in the long run.

Featured image flickr.com/photos/wanderingforward/9294349498/sizes/z/in/photostream/

Settlement and approaching for getting the payments on injury claim

Muzahed I.
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Settlement and approaching for getting the payments on injury claim

injury claim by accepting payments on scheduled basis than being settled as a whole. That is the claimant will receive settlement for his injury from the other person on monthly or quarterly or early basis depending upon the agreement. These types were first started in Canada for the case of children affected by the side effects of the drug Thalidomide. Thalidomide was a drug used to suppress nausea in pregnant women during their first trimester during this time morning sickness and nausea is common. The drug had some side effects on the foetus resulting in the children born with deformed eyes, urinary tract, heart, blindness and deafness and many other deformities.

Structured type of Settlements:

Structured settlement is used in case of injury and product liability cases. Structured settlement is chosen so as to avoid other costs of legal activities like facing a number of trials. Since this type of settlement is easier to handle rather than paying money as whole structured settlement has become more popular in United States. The IRS had several rules for making claims in case of injury and several other tax inclusions thus structured settlements were more preferred.

Settlement laws

Structured settlements were made a part of the statutory law in many countries including Australia, Canada, England and the United States. Structured settlements will include include income tax either based on the amount settled periodically or on the calculation of the whole amounts. In some cases the payment will be made through purchasing annuities either one or more depending on the amount which will guarantee payment in periodic terms. Structured settlement payments are called periodic payments, when this is combined into a judgement trial it is called periodic payment judgement.

Tax treatment

These settlements are liable to taxes. In order to qualify for tax treatment, these settlements should meet some requirement some of them are stated below:

  • It is an agreement for scheduled payment of the damages that can be excluded from the gross income under which is being controlled by Internal Revenue Code with the Section 104(a) (2).
  • It is also an agreement for the scheduled payment of the compensation that falls under any workers’ compensation law that can be excluded under which is being controlled by the  Internal Revenue Code Section 104(a)(1).
  • The scheduled payments should mandatorily be one of the characters explained above that falls under the Internal Revenue Code Section 130(c)(2) and also it is mandatory to be payable by a person who:
      • Forms a party to the suit or an agreement or to a claim for workers’ compensation or
      • By a person who has just assumed the liabilities for such scheduled payments that falls under a qualified assignment with Internal Revenue Code Section 130.

Services rendered

There are few consultancies that have this particular business where they render these kinds of services to the people. As most of the times people gets into the dispute but they would never know the process they have to follow to get them resolved and finally they suffer. This is simply waste of time for them. This company that deals with structured settlement and their disputes they require one to provide all information about the Insurance Company and any paper works which will detail the payment structure. Hence as soon as one gives information about all the above requested things; accompanied with the approximate amount of lump sum one is really looking to get they will avail their customers with a cash offer. These kinds of service providers looks at all aligned on a case by case basically.

Featured image flickr.com/photos/87651028@N06/8022321816/sizes/z/in/photostream/

Tips For Healing Recurring Injuries From An Accident

Muzahed I.
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Tips For Healing Recurring Injuries From An Accident

A car accident can bring your happy and productive life to an immediate halt. While your daily routine, before the wreck, may have focused on going to work and earning a paycheck, your post-accident life may now be one that centers on recovering from your injuries and staying financially afloat until you can go back to your career.

As you recover from your cuts, bruises, and fractures at home, you may worry about what you can do to bring money into your household and continue supporting your family in a reasonable manner. According to a Dallas car accident attorney, you should be “compensated for all medical bills, [and] lost wages”. However, until you can either receive a judgment for compensation or you return to your job, these ideas could provide you with the means to stay on top of your finances and take care of your spouse and children.

Cash in Unused Vacation and Sick Leave

Your employer may allow you so many days each year to use for vacation or sick leave. If you have accumulated any of this time and it’s ready to use, you could ask your employer’s human resource manager to cash in this leave for you. Using your leave for this purpose will provide you with the regular salary or hourly wages that you would have earned while working. It might also give you the financial cushion you need until you can return to work.

File for Short Term Disability

If you have a short term disability policy through your employer, you could also make a claim against this benefit and use the money to pay your bills during your recovery. Many employers encourage workers to make use of this policy for such events. The money is not earmarked for specific expenses, but rather can be used to pay for your rent or mortgage, groceries, utilities, and otherwise support your dependents. You may be able to receive this compensation for several weeks or longer.

Filing a Lawsuit Against Those Responsible

If your wreck was caused by someone else, you more than likely have the legal grounds to file a lawsuit against that person. That person’s insurance company may be held liable and ordered to compensate you accordingly for your pain, suffering, and outright inconvenience. When filing legal action in court, it is important that you act quickly to prevent the statute of limitation from expiring.

Hiring a good accident attorney immediately and building a case to take to court can also preserve the integrity of evidence and eyewitness accounts. If you delay, the facts relating to your accident could become diluted or lost altogether. If you want the best chance of winning in court, you should act quickly to hire legal counsel and file a lawsuit in a timely manner. Doing so will increase your chances of successfully resolving the legal aspects of your car wreck.

Few events in life can interrupt your productivity and happiness like a car accident. When you want to avoid the worry that comes with losing your ability to earn an income, you can bring money into your house while you recover by heeding this advice.

Featured image used under creative commons license

Debt Counseling Services: Getting Out of Debt through Professional Counseling

Muzahed I.
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Debt Counseling Services: Getting Out of Debt through Professional Counseling

Individuals all over the globe suffer from debt in varying degrees. There is no single country in the world where all its citizens are debt-free. This just shows that if you are suffering from debt, you are not alone. The best thing with realizing that you have issues with your finances is that you can get out of the situation through professional counseling. All that is required of you is to get good and reliable debt counseling services. The service provider should have a good track record to ensure that you will get the best value for your money.

Professional debt counseling services can help you get out of all types of liabilities such as secured and unsecured loans, credit cards, mortgages and other types of loans. These professionals help you in paying off your debts by providing you with various programs which are customized to suit your specific needs.

The credit counselor that will be assigned to you will first study your income as well as your expenditures in order to come up with a figure that you should be able to comfortably pay at the end of every month to offset your outstanding financial obligations. After getting this figure, the credit counselor will then contact all of your creditors and negotiate with them on your behalf to restructure the repayment plan. He will try his level best to convince your creditors to reduce your monthly installments. This can be achieved by prolonging the repayment period or by reducing the interest rates. All this is done in a bid to come up with an effective way of settling your debts.

Another way the counselor can help you to deal with your debts is through consolidation. Debt consolidation is the process whereby you combine all your repayments into one loan such that you only make one lump monthly installment. Apart from consolidating your debts, the professional will negotiate with the creditors so that he can give you the best interest rate. The counselor will also help you to come up with a budget detailing your expenditures and income so that you can know the amount that is available for retirement of the consolidated debts. This will make it easier for you to work your way through your debt crisis.

Once an agreement has been reached, you should ensure that you stick to the repayment plan. Apart from making your repayment on a monthly basis, you should also ensure that you pay the debts on time. Considering the amount that you will be paying is smaller and affordable, you don’t have any excuse to default.

Debt counseling services are conducted by well trained credit counselors that can provide a great relief if you are struggling with your finances. The professionals will analyze your financial background and give you expert advice on how you can get rid of the debt burden. They will help you come up with a repayment plan that is agreeable to all parties.

One of the reasons people end up accumulating so much debt is over-spending. Most individuals use credit cards to buy luxurious items and other items that they have not budgeted for. This extravagant lifestyle makes them spend even above their credit limit. So, to get out of debt the credit counselors will help you come up with a plan where you will cut back on this unnecessary spending. This will enable you to save some money which will go to the repayment of the accrued amounts.

If you stick to the plan that you have mapped out with your credit counselor, you will be in a position to get out of debt once and for all. After you achieve this, you will be able to rebuild your life afresh and improve your living standards stress free.

However, you have to ensure that you choose the right debt counseling services. The company should be well established and reputable. If you are not careful in your selection, you may end up spending money with nothing to show for it. This will lead to more stress and headache.

Featured image used under creative commons license

How to get medical treatment without having enough money

Darya Tokareva
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How to get medical treatment without having enough money

Today it is possible to take a loan for any needs, including medical treatment. In this article we will try to find out how to get money for treatment, what are the main characteristics and nuances of such loans, where it is possible to get a loan for medical treatment, and on what terms.

Sometimes the life presents us with very unpleasant surprises. We never know when we can fall sick or sustain some bad injury. Nobody is insured of these accidents. That is why, it is very important to insure your health, or at least save a certain amount of money for a rainy day, to be able to fund the treatment if needed. However, if the situation took you by surprise, do not despair. Nowadays, there is a great opportunity to obtain the necessary financing for the patient treatment. So, where to get a financing for a medical examination and treatment?

Yes, of course, you can borrow from friends and acquaintances. However, they may not be able to provide you with a big amount of money, needed for enhanced medical treatment. Alternatively, you can sell anything valuable. But this process can take a long time. Even if the situation is emergent and you need to find a financing as soon as possible do not rush, think everything over very carefully. May be the most suitable option for you will be to apply for a bank loan. Nowadays, many financial institutions do not just provide loans for the treatment, but also conclude the partnership contract with private clinics. For example, recently a well-known international bank has signed an agreement with a private oncology clinic. Under the terms of the bank, every patient, who wants to undergo a cancer treatment in this clinic can easily get credit within 24 hours.

Loan for medical treatment is a kind of loan provided by banks for the purpose of medical treatment of the borrower or his relatives. Enhanced patient financing programs cover various laboratory studies, resort-spa treatment, medical treatment for the patient, surgery, dental treatment, cancer treatment, etc. The loan extends to almost all kinds of medical treatment, including cosmetic surgery (breast lift, rhinoplasty, liposuction). Any patient can apply for such a loan. The process of its obtaining usually takes no more than one day. All you need is to fill a simple form and provide standard documents package to the financial organization that has an agreement with your clinic. Nowadays, financial institutions provide quite favorable lending terms.

There is one more option to get the money for a medical treatment. Sometimes the private clinics provide their services on credit. For example, in case you need a simple dental treatment, but you do not have enough money at the moment to pay for it, you can apply for installment loan directly in the clinic.

The lack of necessary amount of money should not prevent you from getting necessary medical services. Remember, health is above all. If you are sick, in any case should you postpone your visit to clinic. If you do not have enough money for treatment, do not despair. All options that were described above can become a good way out of this situation.

Featured image flickr.com/photos/98665119@N08/9246388157/sizes/z/in/photostream/

Why it is Important to be Prompt with your claim

Muzahed I.
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Why it is Important to be Prompt with your claim

There are time limits imposed on making a personal injury claim, and if you exceed these, your compensation will be lost.  They are:

  • 3 years from the incident for an accident that was not your fault
  • 3 years from your diagnosis if your claim is for an industrial illness
  • 3 years from the date of death for a fatal injury claim
  • 2 years if your claim is for injuries sustained in a violent crime
  • 2 years if the accident happened on board a ship or plane
  • 21st birthday if your were under 18 at the time of an accident
  • 20th birthday if you were under 18 at the time of a crime

There are very rare exceptions where a court can overturn these time limits, but there have to be exceptional circumstances why the claim was not made in time and usually it only happens in a mental injury case.

Providing your injuries were severe enough to need medical attention, if they were caused through the actions of someone else, and you are within the time limits, you would be entitled to compensation.

It is better not to wait

The time limits are there so that someone cannot claim for an accident many years later, but you do not have to wait till they are nearly over to make your claim.  If fact you should do just the opposite and make your claim as soon as possible after the incident that caused your injuries.

It does appear that the claims that are made sooner have more chance of a successful outcome.  This could be because the evidence is more easily remembered after a shorter period of time, so probably more accurate.  Over time, memories can become more vague and this could contribute to your claim being lost.

Why wait anyway?  It is inevitable that when you have been injured you will incur extra costs, and if you are employed you could need time off work to recover, so your income could drop dramatically.

At a time when you may not be feeling your best and could be traumatised because of the accident, additional worries about money are not going to help.

A compensation payment, plus the extra costs and losses being repaid to you, could give you financial stability and just let you concentrate on getting better.

You do not need to worry about the money to finance your claim either. Good law firms, who will tell you to claim today don’t delay, will also operate on a no win no fee basis.  They will take the financial risk of your claim and will not ask you for any money to start your claim or if your claim is lost.

Since the no win no fee agreement was introduced for personal injury claims in April 2000, it has been the way most of them are financed as it does mean that making a claim is accessible to everyone, and their financial circumstances do not have to be considered.

Featured image flickr.com/photos/77196838@N07/6929662216/sizes/o/in/photostream/

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